07h30 – 08h45
Registration & networking
08h45 – 08h54
08h57 – 09h27
The South African & geopolitical investment landscape
With the recent downgrades to junk status, plunging business and consumer confidence and the country spiralling into a technical recession, South Africa faces challenging times. However there are still some positives - the rand seems to have held its ground, finally we are seeing respite from the drought and trade surplice levels continue to improve. Is it a case of doom and gloom or will we, in true South African spirit, bounce back? Most importantly, what does this mean for the South African investor?
09h30 – 09h50
Investing in scary times
09h53 – 10h33
How technology & innovation changes the rules of investing
From the growth of cryptocurrencies such as Bitcoin to robo-advising and algorithmic trading, technological advancements continue to disrupt the investment universe. Private investors now have a huge array of market intelligence previously only available to professional fund managers. Professional investors in turn are now able to extrapolate big data, with some fascinating results. How much of a trading role is the human playing; or should we make way for the algorithmic trader?
10h35 – 11h05
11h08 – 11h38
In conversation with…
A one-on-one interview with Sygnia Group’s, Chief Executive Officer Magda Wierzycka, revealing valuable learnings from her journey in the finance world.
11h41 – 12h01
The power of passive
Is passive investing or indexation a panacea to curing all investment ills? A passive strategy, however conservative it may be, greatly reduces the probability of underperformance. Active management on the other hand, offering much higher potential rewards, only pays off for top performing fund managers. And there are the management costs to consider. What strategy should the astute South African investor adopt?
12h04 – 12h44
Offshore investing – Best practices
With mounting political and economic risk, an increasing number of South African investors are choosing to take their money offshore, with mixed results. Is a local rand hedge investment or foreign currency investment best for your needs?
12h45 – 13h45
Lunch & Networking
13h48 – 14h08
The Hidden Risk of Investing in Bonds
Bonds are classically considered to be lower risk investments, and relative to equities they are. But by investing in bonds, individuals and pension funds are exposed to credit and other risks. Olga Constantatos will highlight these risks and provide insights as to what you can do to recognise and mitigate them.
14h11 – 14h51
Investing for life stages – the strategy for you right now
Major life events such as getting married or becoming a parent have profound effects on our financial goals. A young, single person for example may be tempted to consider a high-risk / high (potential) return investment strategy, while a parent saving for their child’s education will usually follow a much more conservative strategy. Because our financial needs change as we go through these different life stages, determining the right investment strategy for you should be an ongoing process.
14h53 – 15h13
Investing for retirement
Many respected retirement experts use the benchmark of saving enough to live on 70% of your income during retirement, but with increasing life expectancies and rising medical costs, is this really realistically achievable? With the introduction of some very innovative products in the markets, at lower costs, we are now starting to see a drastic change in the way South Africans are saving for their retirements. Setting yourself up for a comfortable retirement starts and ends with having a great plan.
15h18 – 15h23
Closing by MC